Using the New First-Time Homebuyer Tax Credit: Do you Qualify for New Credit? Should you Take it if you Do?
Published on 12/20/2020The government's new first-time homebuyer tax credit was included in the Housing and Economic Recovery Act - better known to most taxpayers as the $700 billion bailout passed by Congress late last year. The goal of the tax credit is simple: government officials hope it boosts the flagging housing industry by encouraging people who are otherwise uncertain to make the investment of purchasing a home.
How to Set Up an Emergency Fund
Published on 12/20/2020People experience natural disasters, unexpected job losses, and costly medical bills. When someone experiencing a financial emergency has an emergency fund set up, he is more likely to get through the crisis without going into debt.
Should I Refinance My Mortgage? Mortgage Refinancing Tips
Published on 12/20/2020When interest rates have dropped and the end of the mortgage term arrives, many homeowners ask themselves, "Should I refinance my mortgage now?" The answer is never simple. Many variables must be considered, including mortgage refinancing fees, credit history, the amortization period of the loan, other personal debts, and other financial investment opportunities.
The Benefits of Working at Home in the Recession
Published on 12/20/2020Some people can make a career out of the work at home opportunities they find, while others work to meet the increasing cost of bills. Home working can be notoriously hard to get right and requires a serious amount of dedication and commitment, but when the right idea is found it can be very fulfilling and sometimes lucrative.
How to Avoid Debt Problems
Published on 12/20/2020Recognizing the value of money and finding ways to avoid debt problems before they happen has never been more critical. The best debt advice has always been that prevention is better than any cure. After all, debt interest is a lot higher than savings rates ever will be.
New Extended Home Buyer Tax Credit for 2009-10: Incentive for Both Potential and Current House Owners
Published on 12/20/2020Christmas came early for realtors and home builders this year as Congress approved an extension on the home buyer tax credit which now includes a tax credit for existing home owners who are looking to sell and purchase a different home. Between November 7, 2009 and April 30, 2010, qualified home buyers can receive a tax credit of up to $8,000 on their home purchase.
How to Find High Yield CD Rates
Published on 12/20/2020Investing in certificates of deposit (CDs) is viewed by many as a low risk investment strategy. These savings products traditionally allow the individual access to higher interest rates than regular deposit accounts. But not all products are equal, and using online comparison sites could be a quick and easy way of finding the best CD rates.
Bankruptcy Assistance: Find a Chapter 7 Bankruptcy Attorney
Published on 12/20/2020If you are planning to file for bankruptcy, your certainly not alone. In the 12-months ending March 2010, a total of 1,470,849 Americans filed chapter 7 and chapter 13. If you are looking for bankruptcy assistance, you need to select the right chapter 7 bankruptcy attorney from the outset. Attorneys for bankruptcy not only provide quality legal advice; they guarantee the accurate completion of the relevant paperwork.
Finding the Best Student Bank Account
Published on 12/20/2020A student bank account isn't any different to any other kind of account, except for the fact that a host of student deals are likely to be attached to it. Extras potentially include a free rail card, free cash, store vouchers, and an interest-free or reduced interest student overdraft.
Choosing the Right Bank for the Family: What Families should Look for in a Financial Institution
Published on 12/20/2020While all banks provide similar financial products and services, there are differences between them. A bank that suits one family may not necessarily be the right one for another. Choosing the right bank for the family does take a bit of time. Consider the following issues before banking with a financial institution.
Low Cost Homemade Christmas Presents
Published on 12/20/2020Given the current economic climate, many people can hardly afford ordinary day-to-day living, never mind the extra costs of Christmas presents. But everyone has skills which can be used to make acceptable gifts for families and friends. Here are some possibilities.
How to Save Money as Newlyweds: Easy Ways to Live and Entertain Without Breaking the Bank
Published on 12/20/2020There's no doubt that marriage comes with a slew of experiences and mistakes, and a new life comes with new (and more) bills to pay. So what can newlyweds do to save money around the house? Here are a few helpful tips.