Tips for Parents to Save Money: How to Build Their Savings
Published on 12/20/2020For many people it is hard to save their money. Read on for some strategies that anybody can do to build up a savings account.
Understanding Campaign Finance Reform: Regulating Money in Politics
Published on 12/20/2020Money is a necessary component of any election, as candidates need funds to advertise and make themselves, including the issues they stand for, known to the electorate. However, money can also have a corrupting influence on candidates once elected to public office.
Using a Travel Agent to Save Time, Money and Hassle
Published on 12/20/2020The Internet has revolutionized the way some people book flights and holidays, leaving them preferring to scurry around the World Wide Web in search of destination and air fare bargains. There are a myriad of reasons why using a travel agent to make the arrangements makes sense and may be more beneficial than a do-it-yourself effort.
Ways for Teachers to Make Extra Money
Published on 12/20/2020Many teachers find that they need to make some extra money. Teaching is a fairly stable career with benefits; however it is not a high paying career. Teaching does not give a lot of extra money and it can even leave teachers strapped for cash at times. Here are some ways teachers can earn extra money.
Life After Bankruptcy: Mistakes You May Make and Changes You Must Make
Published on 12/20/2020Depending on the type of personal bankruptcy that a consumer filed, their credit report will be affected from seven to ten years. After this time, it is up to the consumer to keep themselves on track. They have to stay focused and make smart choices in order to regain their financial independence and start their credit score anew.
Understanding Household Financial Matters: Why Tax, Investments and Insurance Matter for Families
Published on 12/20/2020A family that saves more than it spends will do well in its quest to achieve financial security. However, knowing how to save alone isn’t enough. Families should also arm themselves with updated knowledge on family tax, smart investments, and insurance cover.
Debt Settlement Plan as a Bankruptcy Alternative: Negotiating Credit Card Debt to Reduce Monthly Payments
Published on 12/20/2020Individuals with excessive credit card debt or who are unable to pay medical bills are searching for a viable bankruptcy alternative. A debt settlement plan can help someone to become debt-free. Performing plenty of research at an early stage can enable someone to avoid a costly financial mistake and other related problems further down-the-line.
Existing Homeowners now Eligible for Tax Credit: U.S. Extends First Time Buyer Savings to Move-Up Buyers
Published on 12/20/2020In order to stimulate the lagging economy by encouraging home sales, the United States government has passed the Worker, Homeownership, and Business Assistance Act of 2009. In addition to extending the first-time homeowner tax credit, this bill adds a credit for existing homeowners who want to buy a new residence.
The $7500 First-Time Homebuyers Tax Credit: What You Need to Know about Qualifying and Filing for this Incentive
Published on 12/20/2020To offer incentive for homebuyers who purchased or plan to purchase their first home in this adverse economic climate, Congress included up to a $7,500 tax credit as part of the Housing and Economic Recovery Act of 2008. It is important to understand the requirements, qualifications, and filing instructions to determine whether or not one can take advantage of this credit.
Opening a Joint Bank Account: Tips for Shared Savings and Checking Accounts
Published on 12/20/2020Many married couples and family members find opening and using joint savings or checking accounts convenient and useful. With only one account, there is only one set of fees to pay and many married couples find pooling the money together makes budgeting easier. However, joint bank accounts are riskier than separate accounts.
Global Credit Crunch Hits Business: Business is unable to secure needed funding for operations
Published on 12/20/2020The public’s credit woes have been well documented in the print and broadcast media but lurking in the shadows, not receiving much attention at all is business’ inability to access credit for operations. This banking and liquidity crisis affecting business serves to magnify the problem the public is experiencing. The longer this crisis continues, the longer the unemployment lines will be.
Implications of Bankruptcy: Consequences of Filing for Chapter 7
Published on 12/20/2020Most people become bankrupt because they want a life that is free from debt and creditor contact. Although you can eliminate debt in just four months, there are several potential implications of bankruptcy that you should be aware of before you file.