How to Get the Best Interest Rates For Savings: Savings Accounts With High Rates of Interest During the Recession
Published on 12/20/2020With the bank base rate approaching zero and most bank and building society savings accounts offering hardly any interest, many people question whether it is worth saving at all. But it is always worth building up some emergency savings, and with a little care and research, it is still possible to find reasonably good interest rate.
Refinancing During Periods of Unemployment: Curtailing Financial Troubles From Layoffs With Home Equity
Published on 12/20/2020Homeowners are constantly bombarded with offers for home equity line and refinance opportunities. All of this advertising can sometimes lead people to decide to refinance for reasons that are less than practical, leaving them to regret their decision later. Financial troubles related to layoffs are one of the best reasons to borrow against a home rather than risk losing it.
Calculate a Debt to Limit Ratio: How High Ratios on Revolving Debts Can Lower a Credit Score
Published on 12/20/2020Credit scoring methods rest heavily on the amounts consumers owe. A debt to limit ratio is used to calculate amounts owed and determine lending risk. High debt to limit ratios are dangerous since they may indicate a growing problem with debt management.
Force Debt Collection Agencies to Play Fair: Is Escalating Personal Debt Causing Financial Difficulties?
Published on 12/20/2020The Fair Debt Collection Practices Act 1977 was introduced to protect struggling U.S. consumers from unlawful creditor harassment. Find out what rights collection agencies do and don’t have when contacting a debtor for repayment.
Personal Debt Management: Manage Funds and Financially Recover from Debt
Published on 12/20/2020If an individual is in a financial bind and fully understands the ins-and-outs of proper money and debt management, he or she can recover from financial mistakes. Not all cases of monetary hardships are due to financial inexperience, but simple economic misguidance. If an individual knows how to manage finances but made the unfortunate mistake of living in excess, here are some simple tips to "right the ship" and get back on course to a debt free life.
Affordable Christmas Gift Ideas for Men
Published on 12/20/2020Being in the midst of a throng of shoppers at Christmas and not knowing what you want to buy a new romantic partner may create a personal crisis, but there is no reason for it to do so. Buying for men today is not as difficult as it may initially appear, especially if the buyer takes a step back to consider some basics.
Tips for Cleaning Up Credit Reports: Credit Debt Solutions for Everyday People
Published on 12/20/2020Millions of individuals around the world are drowning in debt. All of this debt makes for some pretty nasty credit reports. Unfortunately, bad credit reports can mean that individuals are unable to get the financing they need in the future – for things like purchasing a house or a car. While many credit counseling agencies charge big bucks to provide tips for cleaning up credit report, there are tons of credit debt solutions for everyday people that they can implement themselves for free.
How to Reduce Debt Interest Payments: Increase Disposable Income and Clear Debt Faster
Published on 12/20/2020Finding ways to reduce debt interest payments will help to clear debt in a fraction of the time. While it is a reality of life that money lenders don't do this for free, there are more effective ways of borrowing money.
Stop Repossession Now: Manage Priority Debts During the Credit Crunch
Published on 12/20/2020Facing repossession is a horrible feeling, but is increasingly common in the current credit crunch. There are ways to delay or prevent repossession from happening - no matter what financial situation exists.
Finding Money To Start a Savings Account: How to Create a Banking Safety Net in Today’s Economy
Published on 12/20/2020The convenience of a checking account or a credit card is obvious - but why maintain a savings account in these tough economic times? The old advice of a three to six month financial cushion is even more important today than it was several years ago.
Cheap Travel: Six Money-Saving Tips for Europe
Published on 12/20/2020From traveling in off-peak travel months to flying budget airlines and scoping out free activities, there are many options for budget travel in Europe. Here are six top money-saving tips for a budget Europe vacation.
Grant and Fellowship Money for Writers to Finance Their Careers
Published on 12/20/2020Writing magazines, journals, unions, and federal and state educational and creative councils list currently open grants, contests, and fellowships that writers can apply for. Criteria and requirements to apply for the grants, fellowships, and contests are also listed with these periodicals and organizations.