The Wage Garnishment Process and Collections: Can a Debt Collector Garnish Wages Over an Unpaid Debt?
Published on 12/20/2020Wage garnishment is a very real fear for many individuals who owe debts that they are currently unable to pay. Laws are in place, however, to protect consumers from losing too much disposable income to garnishment.
Debt Settlement Benefits and Disadvantages
Published on 12/20/2020Every consumer who encounters a monetary setback wants to financially recover as soon as possible. However, consumers need to be well informed before making a final decision concerning a debt recovery procedure. For many consumers, a debt settlement plan is the chosen path of action to reclaim financial stability. Is this plan designed for every consumer?
Landlords to Screen Tenants' Credit for Free: New Web Site Helps Property Managers Find Perfect Tenant
Published on 12/20/2020Adrian Waters, a Baltimore, Maryland, area business man, created a website that provides background and financial checks for landlords at no cost to the landlord. Currently, landlords have to pay thousands of dollars to research that information, or they don't spend the money and get a bad tenant.
Ways to Reduce Christmas Spending: Enjoying the Festive Season and Avoiding Credit Card Debt
Published on 12/20/2020Christmas may be a time that people look forward to, but it is also a time of great concern. If already struggling with credit card debt the cost of the Christmas holiday can be an unwelcome addition. Thankfully, there are still a number of ways that enable people to enjoy the festive period and reduce Christmas spending.
Understanding Family Financial Planning: Steps Involved for Families When Getting Professional Money Advice
Published on 12/20/2020Unlike singles, couples with children have extra financial responsibilities. They have to manage their money well and plan for future finances such as family health insurance, childcare costs, children's education, managing taxes, and retirement planning. While many households manage family finances well without any outside help, those who have sought advice from financial planners have been successful in planning for their families' future.
Credit Unions Are a Safe Choice: Financial Cooperatives Make Good Financial Sense
Published on 12/20/2020With the multitude of financial options out there, it can be hard to choose the right institution. They all seem to offer something special that sounds like the perfect choice. But, in good times and bad, consumers will typically get the best value from a credit union.
Managing Debt to Create Wealth and Prosperity
Published on 12/20/2020Here are a few ways that can reduce household costs without affecting a lifestyle.
Umbilical Cord Blood Banks: Biological Investments for Parents
Published on 12/20/2020Public and private laboratories in the United States and across the world have started umbilical cord blood banks. Umbilical cord blood is retrieved from newly ejected placentas and cryogenically stored (frozen at very cold temperatures). Stem cells can be extracted from the cord blood for research and disease treatment therapies. The purpose of this process is to provide researchers with stem cells to address genetic and non-genetic illnesses, injuries, and diseases in children and young adults.